Online Therapy in Indiana | Anxiety, ADHD & Couples Counseling – Lugo Counseling

  • Home
  • About
  • My Blog
  • Therapy
    • Couples Therapy
    • Adolescents
    • Individual
  • Financial
  • FAQ
  • More
    • Home
    • About
    • My Blog
    • Therapy
      • Couples Therapy
      • Adolescents
      • Individual
    • Financial
    • FAQ
Book Free Consult

  • Home
  • About
  • My Blog
  • Therapy
    • Couples Therapy
    • Adolescents
    • Individual
  • Financial
  • FAQ
Book Free Consult

FAQ

Fees
• Individual therapy (50 minutes): $135
• Couples therapy (50 minutes): $135
• Sliding scale: limited spots—ask if this would help you start care
• Payment: HSA/FSA, major credit/debit cards, ACH, Zelle
• Cancellation: Please give 24 hours’ notice to avoid a late fee

Insurance
In‑network plans currently accepted: Aetna, Anthem (Blue Cross/Blue Shield of Indiana), Carelon Behavioral Health, Cigna/Evernorth, Quest Behavioral Health. If you’d like to use insurance, you can book through this link Headway.  They will be able to find out your benefits before you book your Intake session

Service area
Online therapy for clients anywhere in Indiana (LMHC license #39000616A). Sessions are provided by secure telehealth.

Contact Me Here

FAQ

Do you take my insurance?

Possibly. I’m in‑network with Aetna, Anthem (BCBS of Indiana), Carelon Behavioral Health, Cigna/Evernorth, and Quest Behavioral Health. If your plan isn’t listed or you prefer not to use insurance, many clients use HSA/FSA funds or self‑pay. We can also submit a superbill if you are out of network for reimbursement.

For Cigna

For Carelon

For Anthem


How does telehealth billing work?

You’ll keep a secure card on file. If you’re using insurance, I’ll submit claims on your behalf; you’ll see your copay/coinsurance charged after the insurer processes the claim. For self‑pay, the $135 fee is charged on the day of service. You can use Visa/Mastercard/AmEx/ HSA/FSA.

Insurance Booking

Self Pay Booking


I’m out‑of‑network. Can I still work with you?

Yes. I can provide a superbill so you can request reimbursement from your insurer. Many clients with PPO plans receive partial reimbursement—check your out‑of‑network mental health benefits.

Superbill Booking


Do you offer a sliding scale or packages?

Yes—limited sliding‑scale slots are available. Let me know if cost is the main barrier and we’ll look at options. I don’t require long‑term packages; we’ll set a cadence that fits your goals and budget.

Set a Free Consultation


Not for emergencies

This practice can’t provide emergency services. If you are in crisis, call 988 or go to the nearest emergency room.

Online Therapy in Indiana for Couples / Individual/ Adolescents

Copyright © 2025 Lugo Counseling Services - All Rights Reserved.  NPI-1669249454 LMHC-39000616A if this is an emergency contact 988.

Powered by

  • Home
  • About
  • My Blog
  • Couples Therapy
  • Individual
  • Financial
  • FAQ

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept